Why does Allah hold people accountable for deeds that are already written in His eternal knowledge, represented in the divine decree and predestination?

Why does Allah hold people accountable for deeds that are already written in His eternal knowledge, represented in the divine decree and predestination?

When someone, for instance, wants to buy something from the store and decides to send his first son to buy him that thing because he knows in advance that this boy is wise and will go straight to buy him what he wants exactly. The father also knows that his other son will get distracted by playing with his friends and lose the money. Actually, this is only an assumption upon which the father built his judgment.

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Allah Almighty said:

When one finds himself very rich and extremely generous, he invites his friends and loved ones for food and drink.
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