Why does Islam forbid Riba (usury)?

Why does Islam forbid Riba (usury)?

Money, from an Islamic perspective, is a means of trade, exchange of commodities, services, and construction. However, when we lend money to earn a profit, we deprive money of its chief purpose as a means of exchange and development, and we turn it into a goal in itself.

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Allah Almighty said:

The Messenger of Allah (may Allah's peace and blessings be upon him) said: "By Allah, he is not a believer! By Allah, he is not a believer! By Allah, he is not a believer." It was said: "Who is that, O Messenger of Allah?" He said: "One whose neighbor does ...

Allah Almighty said:

In "Shaīh al-Bukhāri", which is the most authentic book of the Prophet's Hadīths, we find what indicates ‘Ā’ishah's great love for the Prophet (may Allah's peace and blessings be upon him) and we find that she never complained about this marriage.

{Indeed, Allah commands you to return trusts to their owners, and when you judge between people, judge with justice. What an excellent exhortation from Allah to you! Indeed, Allah is All-Hearing, All-Seeing.} [234] Surat an-Nisā’: 58.
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