Is calling the non-Muslim a "disbeliever" a derogatory term?

Does the Christian not consider the Muslim a disbeliever, for instance, because he does not believe in the Trinity, and that he will not be admitted to the Kingdom of God except through having faith in it? "Disbelief" is a term that means denial of the truth, and the truth for the Muslim is represented in Tawhīd (monotheism), and for the Christian it is the Trinity.

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The Islamic concept of enlightenment is built on a solid foundation of faith and knowledge, which combines between the enlightenment of the mind and that of the heart through faith in Allah first, then, through knowledge, which is inseparable from faith.

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Is calling the non-Muslim a "disbeliever" a derogatory term?