Is calling the non-Muslim a "disbeliever" a derogatory term?

Does the Christian not consider the Muslim a disbeliever, for instance, because he does not believe in the Trinity, and that he will not be admitted to the Kingdom of God except through having faith in it? "Disbelief" is a term that means denial of the truth, and the truth for the Muslim is represented in Tawhīd (monotheism), and for the Christian it is the Trinity.

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{Indeed, Allah commands you to return trusts to their owners, and when you judge between people, judge with justice. What an excellent exhortation from Allah to you! Indeed, Allah is All-Hearing, All-Seeing.} [234] Surat an-Nisā’: 58.

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Is calling the non-Muslim a "disbeliever" a derogatory term?