Is calling the non-Muslim a "disbeliever" a derogatory term?

Does the Christian not consider the Muslim a disbeliever, for instance, because he does not believe in the Trinity, and that he will not be admitted to the Kingdom of God except through having faith in it? "Disbelief" is a term that means denial of the truth, and the truth for the Muslim is represented in Tawhīd (monotheism), and for the Christian it is the Trinity.

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Allah Almighty said:

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{Allah created every living creature from water. Some of them move on their bellies, and some walk on two legs and some walk on four. Allah creates what He wills. Allah is Most Capable of all things.} [113] Surat an-Nūr: 45.

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Is calling the non-Muslim a "disbeliever" a derogatory term?