Is calling the non-Muslim a "disbeliever" a derogatory term?

Does the Christian not consider the Muslim a disbeliever, for instance, because he does not believe in the Trinity, and that he will not be admitted to the Kingdom of God except through having faith in it? "Disbelief" is a term that means denial of the truth, and the truth for the Muslim is represented in Tawhīd (monotheism), and for the Christian it is the Trinity.

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It is possible to distinguish the right religion from others through three main points, which are: [44] Quoted from "Khurāfat al-Ilhād" by Dr. ‘Amr Sharīf, the edition of 2014.

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Religion is a way of life that regulates man's relation with his Creator and with those around him, and it is the path that leads to the Hereafter.

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Is calling the non-Muslim a "disbeliever" a derogatory term?